Why does the calculator require at least down payment 16 percent?

It mirrors the minimum down payment requirement, helping you plan with realistic numbers.

Can I use my own APR loan calculator?

Yes. Toggle Custom APR and enter the rate offered by your lender.

Your down payment plus the optional Engineering Prints fee if you selected it.

No. It’s a planning tool. Final approval, APR, and terms depend on lender review, your credit, and documentation.

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